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In 2025, individuals under 50 can contribute up to $23,500 annually to their 401(k) plans, while those aged 50 and above have the option to add an additional $7,500, totaling $31,000. (money.usnews.com) For workers between 60 and 63, the SECURE 2.0 Act introduces "super" catch-up contributions, allowing them to contribute up to $11,250, bringing their total contribution limit to $34,750. (nasdaq.com) Financial experts recommend aiming to save at least 15% of your annual income for retirement, including employer contributions. (fidelity.com) This approach leverages the benefits of tax-advantaged accounts and compound interest to build a substantial retirement fund.
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